Risk and Compliance Analyst

Early Dawn Microfinance Company Limited (“DAWN”) is a regulated microfinance institution that currently serves over 270,000 clients in 68 branches in Myanmar. It is a fast-growing Institution with over 1,000 employees, with plans to expand to new regions, to serve additional segments of clients, with new and better products and services, to introduce innovations based on technology, and with an obvious need for additional departments and positions (www.dawn.com.mm). DAWN is registered under the Ministry of Planning and Finance, and was granted a license by the Financial Regulatory Department to provide financial services to low-income clients as well as to small and medium businesses.

(FOR Myanmar National ONLY)

JOB PROFILE

Job Title : Risk and Compliance Analyst
Location : Head office
Number of Position : One
Type of Contract : Open
Reports to : Risk and Compliance Manager
 JOB Profile

The objective of risk management is to define methodologies to ensure that the risks originated in the operations associated with the credit cycle (credit initiation, account maintenance and collections) at Dawn Microfinance can be managed, controlled and monitored and are acceptable to the business strategic goals.

In alignment with this objective, the Risk and Compliance Analyst will be responsible to fully support the direct Supervisor: Risk and Compliance Manager on the designated activities and tasks to meet the Risk and Compliance Department’s objectives and Risk Processes, mainly:

  • Support portfolio performance monitoring
  • Credit cycle process reporting
  • Portfolio Growth, Account maintenance and Recovery strategies
  • Credit and Risk policy implementation
  • Audit and Compliance
  • Risk management tools implementation
Position Role and Responsibility

The main functions of the Risk and Compliance Analyst will be:

  • Assist in developing and implementing an effective risk and compliance program
  • Coordinate the collection of risk information from source systems, respective departments, and reporting
  • Assist in maintaining and updating risk register and risk heat map
  • Assist in preparation and submission of risk and compliance reports
  • Assist in delinquency management and follow up the recovery plan
  • Prepare early warning risk reports
  • Fraud Identification, Monitoring and Investigation
  • Fraud/Suspicious list maintenance and monitoring their activities
  • Dispute Resolution
  • Visit Branch to monitor the effective implementation of risk control self-assessment activity in branch level
  • Participate in required projects
 Skills and qualifications

Career Profession:

  • Bachelor’s Degree in economics, Industrial Engineering, Finance, Mathematics, Statistics, or Business.

Experience Required

  • Experience of 3 to 5 years in Individual lending operations in a Bank or MFI.

Professional skills:

  • Knowledge in Credit Risk Management and loan portfolio management.
  • Knowledge in Operational Risk.
  • Knowledge of standard reports required for Credit Business Management, and experience ensuring data-integrity and timely delivery.
  • Background in financial analysis and data analytics.
  • Understanding of legal, compliance and regulatory framework.
  • High proficiency in MS Office, especially Excel.

Language skills:

  • High English Proficiency (written and spoken)

Personal skills:

  • Excellent relationship skills
  • Must be adaptable, innovative
  • Strong analytical skills
  • Team player and team spirit
  • Excellent oral and written communication skills
  • Customer-service oriented
  •  Ability to multi task and prioritize
  •  Results and goals oriented
  • Ability to work independently
To Apply 

Interested and qualified candidates are requested to send an Application Letter, Curriculum Vitae to: jobs@dawn.com.mm or Human Resources Department, No.587, 3rd Floor, The Regency Offices, Pyay Road, 2nd Ward, Kamayut Township, Yangon not later than 5 PM. 1st, Aug 2022 (Monday).             

Note: Candidates are also requested to mention in the applications if there are, blood/marriage relationships with the existing DAWN employees, and please identify two reference persons. No requirement for photo or copy of certificates and only short-listed candidates will be contacted.

To apply for this job email your details to webadmin@mig.dawn.com.mm

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